An EMI card issued by Bajaj Finserv is not a credit card. Shoppers who shop online with EMI cards, such as Flipkart or Amazon, may also use them in stores offering EMI cards. For a list of Bajaj Finserv partners, click here. It is easy to use the Insta EMI Card on Flipkart since all you need is an EMI card and register your mobile phone number.
Using a Bajaj Finserv EMI card lets you enjoy a wide range of benefits. Each retailer affiliated with the system has access to more than 1 million products in various categories. EMI Network Card holders can shop online and offline with their Bajaj Finserv EMI Card.
Travel expenses, such as hotel stays, flights, and tour packages, can also be paid for easily online. It allows them to shop for their favourite gadgets, appliances, and electronics. What is best is that they have the option of adding products to their cart
Take the cost of your cart and divide it into EMIs.
By converting all purchases into easy EMIs, the Bajaj FinServ EMI Card helps you save money. It features a pre-approved limit of Rs 4 lakh. You can use the Bajaj Finserv Insta EMI Card to purchase a wide range of online and offline products and repay them in affordable monthly instalments.
It’s Very Easy to Apply for One
Online Mode
Bajaj Finserv Insta EMI Card can be obtaine by simply logging on to the Experia account online and filling in the necessary information. The card will be activate immediately after you have completed the application process online. There is a toll-free number that you can call if you are experiencing any issues.
Offline Mode
Bajaj Finserv offers Insta EMI Card options for buying electronics, lifestyle products, and furniture to new customers through an offline process in Bangalore. The payment method also applies to grocery shops that provide life care services. You can make your payment with an EMI card issued by Bajaj Finserv. You will be approved for an EMI card within ten minutes with simple documentation of your address proof, ID proof, and bank account details.
What makes a Bajaj Finserv Insta EMI Card different from a credit card?
The Insta EMI Card has several features that distinguish it from other card –
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Eligibility
The Bajaj Finserv Insta EMI Card is easily available to any Indian citizen between the ages of 21 and 65. An income document must be provided as proof of income.
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Interest
No-cost EMIs benefit from so that your EMI card sourcing company won’t charge you any interest. There will be no interest applicable when you pay the charges for the product in instalments.
Features of Bajaj Finserv Insta EMI Card
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Pre-approved Loan
It can be use across more than 60,000 partner stores of Bajaj FinServ in over 1,300 cities and a pre-approval loan of up to Rs. 2 lakh.
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E-commerce Friendly
With this card, you will be able to shop online and in-store at places like the EMI Store by Bajaj Finserv, Amazon, Flipkart, MakeMyTrip, etc.
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Flexible Repayment Tenor
You can easily repay the loan during a flexible repayment period that ranges from three months to 24 months.
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Simple Documentation
One-time documentation is require to purchase any product on EMI, but only basic documentation. Existing EMI Network Card holders do not need to submit any documents at the time of purchase.
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Zero down payment
With the EMI Store and other leading sites, you can purchase select products with zero down payment.
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1.2 lakh+ offline partner stores
Vijay Sales, Croma, Reliance Digital, and many more of our partner stores offer the products of your choice.
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Easy application process
In 3 easy steps, you can apply for the EMI Network Card and shop for 1 million+ products on Easy EMIs with the EMI Network Card.
Good Credit Rating
As a second requirement, you must have a good credit rating (CIBIL score) and have not had any defaults on loans or prior credit accounts. If you have a good source of income and no bounced checks on your bank statement, the credit manager may approve a credit account for you and set the credit limit accordingly.
